When it comes to buying a home, finding the right mortgage lender is crucial. South Carolina has many options to choose from, and it can be overwhelming to decide which one is the best fit for you. In this article, we will take a closer look at some of the best mortgage lenders in South Carolina.
1. Guild Mortgage
Guild Mortgage is a top-rated lender in South Carolina, offering a range of mortgage options to fit your needs. They are known for their excellent customer service and personalized approach to lending. With Guild Mortgage, you can expect a smooth and stress-free home buying experience.
They offer a variety of loan programs, including conventional, FHA, VA, and USDA loans. They also have a range of specialty programs, such as jumbo loans and renovation loans. Whatever your home buying needs are, Guild Mortgage has a solution.
2. Quicken Loans
Quicken Loans is a well-known mortgage lender that has been serving customers for over 35 years. They are known for their fast and easy online application process, making it simple to get pre-approved for a mortgage from the comfort of your own home.
They offer a range of mortgage options, including conventional, FHA, VA, and jumbo loans. They also have a unique program called Rocket Mortgage, which allows you to complete the entire mortgage process online.
3. Ameris Bank
Ameris Bank is a regional lender with a strong presence in South Carolina. They offer a range of mortgage options, including conventional, FHA, VA, and USDA loans. They are known for their competitive interest rates and excellent customer service.
They also offer a unique program called Ameris Dream, which provides up to $15,000 in down payment assistance to eligible borrowers. This program can make it easier for first-time homebuyers to purchase a home.
4. Veterans United Home Loans
If you are a veteran or active-duty service member, Veterans United Home Loans is a great option for your home buying needs. They specialize in VA loans and have a team of experts who can help you navigate the process.
They offer a range of VA loan options, including fixed-rate and adjustable-rate mortgages. They also have a unique program called the Veterans United Lighthouse Program, which is designed to help veterans improve their credit score and qualify for a mortgage.
5. Movement Mortgage
Movement Mortgage is a top-rated lender in South Carolina, offering a range of mortgage options to fit your needs. They are known for their fast and efficient loan process and excellent customer service.
They offer a variety of loan programs, including conventional, FHA, VA, and USDA loans. They also have a range of specialty programs, such as renovation loans and down payment assistance programs.
6. Guaranteed Rate
Guaranteed Rate is a national lender with a strong presence in South Carolina. They are known for their low rates and excellent customer service. They offer a range of mortgage options, including conventional, FHA, VA, and jumbo loans.
They also have a unique program called FlashClose, which allows you to close on your mortgage in as little as eight days. This program can be a great option if you need to close on your home quickly.
7. Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation is a national lender with a strong presence in South Carolina. They are known for their excellent customer service and personalized approach to lending.
They offer a range of mortgage options, including conventional, FHA, VA, and USDA loans. They also have a range of specialty programs, such as jumbo loans and renovation loans. Whatever your home buying needs are, Fairway Independent Mortgage Corporation has a solution.
8. Caliber Home Loans
Caliber Home Loans is a national lender with a strong presence in South Carolina. They are known for their excellent customer service and competitive interest rates.
They offer a range of mortgage options, including conventional, FHA, VA, and jumbo loans. They also have a range of specialty programs, such as renovation loans and down payment assistance programs.
9. PrimeLending
PrimeLending is a top-rated lender in South Carolina, offering a range of mortgage options to fit your needs. They are known for their personalized approach to lending and excellent customer service.
They offer a variety of loan programs, including conventional, FHA, VA, and USDA loans. They also have a range of specialty programs, such as renovation loans and down payment assistance programs.
10. Cardinal Financial
Cardinal Financial is a national lender with a strong presence in South Carolina. They are known for their low rates and excellent customer service.
They offer a range of mortgage options, including conventional, FHA, VA, and jumbo loans. They also have a range of specialty programs, such as renovation loans and down payment assistance programs.
Conclusion
Choosing the right mortgage lender is an important decision when buying a home in South Carolina. With so many options to choose from, it can be overwhelming to decide which one is the best fit for you. However, by considering factors such as interest rates, loan options, and customer service, you can find the right lender for your needs.
The lenders on this list are some of the best in South Carolina, offering a range of mortgage options to fit your needs. Whether you are a first-time homebuyer or a seasoned homeowner, these lenders can help you find the right mortgage for your needs.