JSMedia – The search for planning agreements, tree preservation orders, enforcement notices, conservation areas, and listed buildings is part of the process of getting a mortgage. These entries are legally binding and can be found in the LOCAL LAND CHARGES RECORD. When the Council of Mortgage Lenders approves a loan, they will provide the lender with a copy of the Local Land Charges Register (LLCR).
A local authority search is a vital component of the home buying process. It can help you renegotiate a house price offer or pull out of the purchase altogether.
These searches are divided into two parts, the LLC1 and the CON29, and ensure that the buyer is aware of all the relevant information relating to the property. They can also check whether the property is listed, has a tree preservation order, or is subject to a planning agreement.
The Council of Mortgage Lenders Approval LLC1 and CON29 Local Land Charges Register
The LOCAL LAND CHARGES APPRAISAL is the first step to getting planning permission. This search will reveal any matters registered in the LOCAL LAND CHARGES REGISTER. The information provided by the search will be of vital importance to the prospective buyer. However, the fee charged will depend on the amount of reports included. Normally, a local land charge search will cost between PS50 and PS250. If you want additional reports, such as environmental and drainage reports, you should pay between PS30-40. The regulated personal local search (PS75-PS120) is the same as the LOCAL LAND CHARGES MAP.
When obtaining a copy of the LOCAL LAND CHARGES REGISTER, the conveyancer can make several optional enquires for an additional fee. This way, you can obtain a comprehensive view of the property’s history and potential for future development. Bespoke enquires are available for an additional fee and can be made at the discretion of the council.
If you want to get more information about the land charges, you need to find the Local Land Charges Register. This is the statutory record that contains all information about a property. It is not part of a public document, but it is available at a cost. If you are buying a property, you can enquire about the local land for a specific fee.