Best Mortgage Lenders for Self Employed UK

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Getting a mortgage can be a complicated process, especially if you are self-employed. Many lenders require proof of a consistent income and employment history, which can be difficult for self-employed individuals to provide. However, there are mortgage lenders in the UK who specialize in providing mortgages to those who are self-employed. In this article, we will look at the best mortgage lenders for self-employed individuals in the UK.

1. Halifax

Halifax is a well-known mortgage lender in the UK, and they offer mortgages to self-employed individuals. They require a minimum of two years of self-employment history, and they will consider your income from the past two years as well as your projected income for the next year. Halifax also offers a range of mortgage products to suit different needs and budgets.

2. Nationwide

Nationwide is another popular mortgage lender in the UK, and they offer mortgages to self-employed individuals. They require a minimum of three years of self-employed history and will consider your income from the past three years as well as your projected income for the next year. Nationwide also offers a range of mortgage products to suit different needs and budgets.

3. Barclays

Barclays is a well-known mortgage lender in the UK, and they offer mortgages to self-employed individuals. They require a minimum of two years of self-employment history and will consider your income from the past two years as well as your projected income for the next year. Barclays also offers a range of mortgage products to suit different needs and budgets.

4. Santander

Santander is a popular mortgage lender in the UK, and they offer mortgages to self-employed individuals. They require a minimum of two years of self-employment history and will consider your income from the past two years as well as your projected income for the next year. Santander also offers a range of mortgage products to suit different needs and budgets.

5. NatWest

NatWest is a well-known mortgage lender in the UK, and they offer mortgages to self-employed individuals. They require a minimum of two years of self-employment history and will consider your income from the past two years as well as your projected income for the next year. NatWest also offers a range of mortgage products to suit different needs and budgets.

6. Virgin Money

Virgin Money is a popular mortgage lender in the UK, and they offer mortgages to self-employed individuals. They require a minimum of two years of self-employment history and will consider your income from the past two years as well as your projected income for the next year. Virgin Money also offers a range of mortgage products to suit different needs and budgets.

7. Clydesdale Bank

Clydesdale Bank is a well-known mortgage lender in the UK, and they offer mortgages to self-employed individuals. They require a minimum of two years of self-employment history and will consider your income from the past two years as well as your projected income for the next year. Clydesdale Bank also offers a range of mortgage products to suit different needs and budgets.

8. Leeds Building Society

Leeds Building Society is a popular mortgage lender in the UK, and they offer mortgages to self-employed individuals. They require a minimum of two years of self-employment history and will consider your income from the past two years as well as your projected income for the next year. Leeds Building Society also offers a range of mortgage products to suit different needs and budgets.

9. Coventry Building Society

Coventry Building Society is a well-known mortgage lender in the UK, and they offer mortgages to self-employed individuals. They require a minimum of two years of self-employment history and will consider your income from the past two years as well as your projected income for the next year. Coventry Building Society also offers a range of mortgage products to suit different needs and budgets.

10. The Mortgage Works

The Mortgage Works is a popular mortgage lender in the UK, and they offer mortgages to self-employed individuals. They require a minimum of two years of self-employment history and will consider your income from the past two years as well as your projected income for the next year. The Mortgage Works also offers a range of mortgage products to suit different needs and budgets.

Conclusion

Getting a mortgage when you are self-employed can be challenging, but there are mortgage lenders in the UK who specialize in providing mortgages to self-employed individuals. Halifax, Nationwide, Barclays, Santander, NatWest, Virgin Money, Clydesdale Bank, Leeds Building Society, Coventry Building Society, and The Mortgage Works all offer mortgages to self-employed individuals. Make sure to research your options and find a lender that suits your needs and budget.